Fund Your Business With Your 401k or IRA... Without Early Withdrawal or Tax-Penalty Fees!
- 401k business financing is the fastest growing vehicle in small business and franchise financing today!
- Ready to use your 401k or other retirement account to fund and start the business of your dreams? Guidant Financial makes the process smooth and easy.
- Simply fill out the form to see if we’re the right fit!
on this page to receive a free copy of our Complete guide to ROBS. You'll also get a complimentary one-on-one phone consultation
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CUSTOMER TESTIMONIALS
What others are saying about us
Real clients. Real dreams coming true.
"Guidant was really the number one step for us to fund this company — and if I hadn't found Guidant, I don't know that we, The Horse's Axe, would exist."
“I owe a sense of gratitude to Guidant for helping me get here. It was a turning point for us moving forward.”
“I created Le Village for everyday working families. I knew that I needed a funding partner that would be a reflection of the community we are trying to serve — and that is really where Guidant shines.”
What is ROBS 401k Business Financing?
In a nutshell, it's a way to use your retirement savings to fund a business, tax and penalty free.
ROBS stands for Rollover for Business Startups.
The method is sometimes also called "401k business financing" because it is commonly used with 401k retirement accounts.
Rollovers as Business Startups (ROBS) is a business financing solution that uses retirement savings to fund a new or existing business without withdrawal or tax penalties.
“Rollover” refers to the process of moving retirement funds from one 401(k) account to the new company’s 401(k) account, and then from the company’s 401(k) account to the company’s checking account.
A ROBS isn’t a business loan nor a loan from your 401(k), which means there are no interest payments to make or debt to repay.
It’s a way for you to leverage retirement funds to provide capital to your business.
A ROBS can also be used to purchase or invest in an existing business or franchise. A C corporation (C-corp), which allows for shareholders, is established, and a new 401(k) plan is set up.
